From your wallet
to your first position.

Start with your wallet.

Connect your wallet, switch to Robinhood Chain and confirm a free ownership message. Your wallet profile is created automatically. You’ll need USDG to lend and a little ETH to pay network fees on that chain.

1. Create your position. Freestock checks for saved positions first. For a new position, review the account creation fee and confirm in your wallet. This step uses ETH and does not move your USDG.
2. Choose a deposit amount. Approve exactly how much USDG your account may use. Approval is a permission, not a deposit.
3. Confirm the deposit. Review the separate deposit transaction. Once it confirms, your USDG is in the lending position.
4. Choose what to do with gains. When gains are available, review a stock-token purchase or keep them invested. Your original deposit is tracked separately.

Returning with the same wallet? Your saved position is verified and restored. If you have several, choose the one you want to manage.

Where your gains come from.

Freestock puts deposited USDG into the supported Steakhouse vault on Morpho. The vault lends through its underlying markets. Borrowing demand, fees and losses affect the return, so earnings are variable.

Your position tracks its current value and a separate principal baseline. Only value above that baseline is available for stock purchases. If the position loses value, it must recover above the baseline before you can spend gains.

New accounts have no Freestock deposit cap. Older accounts retain their original 100 USDG limit. You can create a separate new position from your position’s More actions menu. Wallet balances and vault conditions still determine whether a deposit can complete.

Your gains. Your stock picks.

Buy NVIDIA, Apple, Tesla, Alphabet or SPY Stock Tokens, individually or as a weighted basket. Basket percentages divide the purchase amount, not your original deposit. Purchased tokens go directly to your wallet.

Before you approve, Freestock shows an estimate of the tokens you’ll receive, the minimum accepted amount and the estimated ETH network fee. Prices can move. If the transaction cannot meet its limits, it reverts.

Prefer to keep gains invested?

You can leave them in the position without doing anything. Vault shares already reflect the vault’s performance. “Reserve gains as principal” is an optional wallet-approved action that moves available gains into the principal baseline and deposits any idle account USDG. It does not create another source of return.

Recommendations. Your approval.

Agentic Lending checks your available gains, stock choices, conversion minimum and ETH fee budget. It explains whether to wait, keep gains invested or review a purchase.

It uses rules, not an AI model. It does not send transactions automatically. A recommendation leads to a fresh transaction review, and your wallet approves the final action.

Set your stock picks and minimum conversion amount in the dashboard’s Agentic Lending section. You can change or pause this plan whenever you want.

Balances update. Purchases need your approval.

The dashboard refreshes position balances while you are viewing it. Lending returns accumulate according to the vault’s accounting. That does not mean a new stock purchase happens every second.

Conversions happen when you choose to review and approve them. Transaction costs, available liquidity and confirmation time matter. Closing the page does not start an automatic trading job.

Withdraw and follow what happened.

Use More actions → Withdraw all USDG to review a full exit. When liquidity permits and the transaction confirms, the remaining USDG returns to your wallet. Stock Tokens already purchased stay in your wallet.

Activity saves verified position references and transaction records to your wallet profile. Receipts show what happened. Activity totals cover the records shown, not lifetime profit or your complete wallet holdings.

If a wallet request is interrupted, Freestock helps you check its status before trying again. Keep the transaction hash if you need to recover on another device.

Understand what you receive.

Stock Tokens provide economic exposure to their linked stocks or fund. They are not ownership of the underlying shares. Provider terms and restrictions apply; Freestock is intended for non-US users and does not determine your eligibility.

Capital can lose value. Returns are not guaranteed, and withdrawals depend on liquidity. ETH fees are separate from your USDG gains.

What you can use today.

Live USDG lending through one configured vault, five stock-token choices, baskets, wallet-approved purchases, reserving gains, withdrawals and saved activity are available.

Stock-lending markets are shown as live, read-only data. Stock deposits, staking, LP strategies, borrowing, pool switching and autonomous execution are not enabled in Freestock.

Leveraged strategies can add borrowing costs and liquidation risk. They are outside the current live product. Read the product documentation for exact mechanics and contracts.

Explore before you deposit.

Try it yourself opens a separate simulation with no real funds. Its modeled returns, prices and time controls do not affect your wallet or enable live automation.